Tips on Choosing Private Medical Insurance

When you’re looking for a private medical insurance policy, it’s important that you know what to look for and understand the information that you’re presented with. These are some of the areas you’ll probably want to consider.

Private medical plan coverage

Look closely at what any health insurance policy actually covers before you sign on the dotted line. Not all policies cover the same things. For example, some cover hospital treatments and procedures, while others will also cover consultations and out-patient treatments. Look for which conditions are and are not covered too.

Think about what matters to you and choose a policy which fits in with that.

Flexibility

Some private medical plans have a pool of treatment providers that you can choose from, whereas others give you complete freedom to choose your own hospital. Weigh this issue up, alongside what else the policy offers to choose what’s best for you.

Quotes

Always get more than one private medical insurance quote before making a final decision on your private medical plan. Don’t automatically just go for the cheapest plan though – you have to assess the package as a whole.

Small print

Make sure you read and understand the small print of any private medical plan before you sign up. Don’t be afraid to ask for any clarifications if necessary.

Help and support

Consider what kind of advice and support private medical plan providers offer. You want to be able to ask questions and get an answer quickly and have guidance on hand if you need it. Some providers have an enquiry hotline and some also offer a service where they can arrange treatment on your behalf if you require it.

Payment options

Find out about how you will be expected to pay your insurance premiums. Will you have to pay everything upfront or can you negotiate monthly payments to suit your budget?

Ask about payments for treatment as well. What if you decide to have treatment on the NHS? Will you still receive a cash payout? How do you arrange for treatment payment? How do you know your insurance will cover the cost of any treatment?

Doing your research

Obviously with so many things to consider when you’re looking for a private medical plan, it’s important that you do your research thoroughly. Write down what’s important to you and some sample questions that you want to ask. Use the internet, telephone and possibly face-to-face meetings for your research. Compare the quotes and plans on offer.

Remember, though, that although value for money is important, the very cheapest private health plan might not be the best one for you.

There are many issues to consider when choosing health insurance. Shop around and don’t be afraid to ask questions to make sure you get a policy that suits you.

Aloe Vera – A Healing Plant With Misinformation and Medical Professional Confusion

There’s no doubt that Aloe Vera has an important role in health these days. But it is still a plant that is going through plenty of debate among the scientific, health and medical communities. However, Aloe has been used best in one role – which is the heal the body externally.

The plant itself has many healing purposes. People who suffer from wounds, minor skin infections, skin cuts and burns can use Aloe to heal the skin over a period of time. A person who is having internal problems such as cysts, elevated blood lipids and diabetes, it can help heal some of these conditions to a certain degree.

However, Aloe is a short-term solution and not a long-term solution for healing, when taken internally.

There are many weight-loss programs (especially in the direct selling market) that claim to get plenty of results, all due to the ingredient Aloe. Physicians also praise the use of these products as well and would be more than willing to endorse it.

But there’s plenty of misinformation among this type of crowd and community that one must be aware of.

1.) Physicians and most medical doctors, through their 10 or more years of training and study before they get their PhD’s, only receive less than 4 or 5 hours of nutritional training and study. That’s within a 10-year period. Nutritionists, however, have over 4 years of study. In a case like this, who would be best to give advice on the subject on nutrition?

2.) Aloe was meant to be taken externally for healing. It does a wonderful job of relieving skin burns, as well as some dermatological conditions that need healing attention.

3.) The only time Aloe should be taken is for healing, such as a surgery. But here’s why this is crucial as we see in the next point:

4.) Aloe creates a coating when it is applied to the skin. If it is taken internally, Aloe will coat the intestinal tubes within the human body. The coat heals, but it also creates a “shield” from anything else that could touch the tissues.

5.) The reason many weight-loss, fat-cleansing programs work is because of this coating. And this is where it becomes dangerous. If a person drinks (or eats) aloe over a certain period of time, it will keep layering the coating onto the intestinal tubes. When this happens, nutritional content gets rejected. Meaning, your body, your intestinal tubes, cannot use the nutrients that you get from fruits, vegetables, carbohydrates and certain proteins. So to make this more clear, your body is “starving” itself. Thus, this is how you start to lose weight. Sure, the body will start eating away it’s own fat, but it doesn’t necessarily mean that it is building muscle. On the contrary, building muscle requires protein (which means “of first importance) since it is what builds cells. But if that’s not enough, imagine what could happen to your liver and your kidneys, as everything has to pass through those too. If enough Aloe gets into those areas (which should never, ever happen), you will have a blockage. Meat-based protein is very hard on the kidneys already, you don’t want to do further damage.

6.) Aloe is a Medicinal plant and should always be treated as that. But many people don’t do research, which is why we see them take cough drops like candy (or it is marketed as candy). If you get too much in your body, your kidneys will eventually malfunction. When you are doing weight management, you are also detoxifying. What I mean by this is not by the fecal matter that comes out of your bowels; fat is burned into oil, travels towards your kidneys and is expelled through your urinary tract. You need to protect your kidneys!

If a lot of Aloe is used over a period of time, not only will you lose weight, but you will lose muscle too, due to the lack of protein going into your body. As a result, you will experience a ton of side effects and health conditions that will affect the veins, heart, brain, respiratory system, the liver, pancreas and more.

By the way, know that your organs and veins are also muscle too.

If you want to use aloe, use it more for external reasons. If you want to take it internally, make sure you ask a doctor that understands nutrition and practices nutrition. Nutrition is not all about vitamins and proteins; it is also about spirituality and relevance as well. Basically, a holistic health practitioner.

As for weight loss, there are better programs out there that can help you lose weight without harmful effects your health. Shaklee’s CINCH is by far, the most complete solution that we use all the time. We use it even after we’ve achieved our goal weight and pant sizes, mostly because of the health benefits such as strong bones and better blood production.

There are a couple of programs that claim, but do not have the peer-reviewed scientific backing to prove the long-term safety of using Aloe in their products. Some of these product lines are also approved by the Physician’s Journal, which is actually a controversial journal and is not widely accepted in the health communities. Beware of companies or marketers that claim their products being accepted in this journal. Also beware of companies that have “internal reviews” and not peer reviews. The truth is, if a company believes in its products, then it would not be afraid to share its products with the universities for testing, especially long-term testing. Remember that a company that claims to have its products by the Physician’s journal, realizes that Physicians do not have more hours of nutritional study compared to nutritionists and holistic health practitioners. So it is the safer route to go with.

Aloe. It’s a great plant for healing your sking (external organs), but take it sparingly on the inside (ulcers, surgery).

Most of all, it is a medicine, not a food. So be good to your internal organs.

What Can Help Me Walk Better Again? – Medical Supplies, Canes, AFOs, and the WalkAide

1.) Introduction

What is available to help people walk better?

This is a great question and we can help you with the answer. – Medical supplies exist that can help a person walk faster and with more balance. Canes exist, leg and foot braces and another device is currently available to patients called the WalkAide. The purpose of this article is to point out that these devices exist, not to say which one is better than the next. Everyone has different preferences.

2.) Canes / Walking Sticks

These medical devices have existed for a long time. Yes, they can help you with walking in terms of your balance and walking speed. These are age old devices that have value, but there are down sides to using this kind of device. For example, you will need to carry something when you walk and people can clearly see that you have a walking problem because you are carrying the cane. – If this does not bother you then great, but for many people, they would rather do without a cane if possible. The bottom line is that they can help people walk better, but there are downsides for patients to consider.

3.) Leg and Foot Braces – AFOs – Ankle Foot Orthoses

These braces are typically provided by a licensed orthotist (brace specialist). These braces typically fit into a shoe and can help provide support to the foot and ankle. These kinds of braces can help hold up the foot when you walk, while providing support to the ankle and indirect support to the knee. In essence, these braces can help an individual walk better and you do not have to hold anything when you walk. The brace can be easily hidden by a pair of pants as well, which makes it an attractive option to help you walk better.

4.) Walk Aide

This is a newer device that can help people walk better. It is specific in its application and aims to help people with drop foot. If your foot drop is due to a stroke, brain injury or MS (multiple sclerosis) then you can be a candidate for this kind of waking device. Moreover, patients with neurological conditions may also be a candidates for this kind of device.

The WalkAide can send electrical signals to the peroneal nerve that is located in your lower leg. This nerve is located on the outside portion of the lower leg and it helps to control movement in your foot and ankle. When these electrical impulses are sent down to the leg, they can help to activate muscles which can bring your foot up when you walk.

Note: This is health information. Medical advice on AFOs and the walk aid should be received from your local, licensed orthotist.